What if you could have your very own virtual Buddy Bank available for testing 24/7? Spin up your Buddy Bank in under 30 minutes — no coordination calls, no waiting for other banks.
Self-service RT1 Buddy Bank explained
XMLdation virtual Buddy Bank is reachable on RT1 Pilot TT with our addressable BIC. You control the Buddy Bank using the Simo® Rail UI.
The Buddy Bank supports a range of test scenarios:
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Simo Rail® Virtual Buddy Bank
Your self-service virtual Buddy Bank for end to end testing in cloud
Simo Rail
What you get:
- 100% off-the-shelf
- Send and receive payments using Simulator UI
- Preconfigured Buddy Bank test cases
- Full message validation
- Scheduled test cases
- Test History
- Volume testing
Simo Rail Pro
All Simo Rail features, plus:
- Integration to Bank regression test suite
- Additional test cases configured by XMLdation
- Volume testing (higher cap)
Simo Integrated
All Pro features, plus:
- Testing independently of rail
- Preconfigured rail test cases
- Testing multiple ISO20022 message versions in parallel
- Volume testing (highest cap)
Simo Rail
Simo Rail Pro
Simo Integrated
Self-service 24/7, no dependency on other banks
Test according your own timetable, as and when you need
Zero effort to get started, easy and fast to use
Easy & fast to use for functional, volume and regression testing
Test repeatability & test history
Track test activity and prove certification test cases have been executed
Frequently Asked Questions
Why XMLdation?
We have been delivering payments testing solutions in cloud to banks and market infrastructures since 2009. We are a team of payments and ISO 20022 experts with a strong focus on simplicity, ease of use and self-service. Nordic thinking trusted across the globe.
What is RT1 and how does it work?
RT1 is a pan-European instant payment system that processes SEPA Instant Credit Transfers (SCT Inst) in real time. Payments are settled individually within seconds, with funds immediately available to the beneficiary, and the system operates 24/7 without interruption
What is XMLdation Virtual Buddy Bank?
A virtual buddy bank is XMLdation’s approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable payment testing.
What are the benefits of a Virtual Buddy Bank?
- Zero effort to get on-boarded
- Continuous, self-service testing
- Lower support and operational costs
- Improved reliability before go-live
- Test repeatability and test history
I use SATP already. Why would I use the Virtual Buddy Bank?
The XMLdation Virtual Buddy Bank offers additional capabilities to make testing more efficient for your team
- Test automation - we support automation via our scheduler UI, and more advanced automation via our API
- Flexible support for edge cases - SATP only supports some basic edge cases
- UX for ease of use and efficiency
- In SATP, you manually create all messages, references etc. Our Buddy Bank does this automatically for you. The Buddy Bank can send multiple files at once based on basic transaction information provided by you in an uploaded CSV.
- Real time monitoring of messages exchanged
- Cooperation between users - testers can share their configured test cases with others
How to start?
Contact us and we will send a first test pacs.008 payment to you.
Is an integration project needed?
This works exactly the same way as when testing with a real buddy bank.
We send and receive test payments over RT1 Pilot TT.
Can I test TIPS interoperability?
Yes, you can test TIPS interoperability with the Virtual Buddy Bank.
What other payment rails does XMLdation support?
Contact us to let us know your priority rail and we can share expected timeline when it will be available.
Do you support multiple versions?
We support the version currently running on RT1 Pilot TT.
If you need early support for an upcoming version - before it is available on RT1 Pilot TT - contact us to discuss a direct integration with your system.