Solutions
XMLdation is a world leader in financial messaging. Our solutions are designed for banks and clearers.

Banks
Payment file testing
Enable faster, easier implementations to improve client experience, and time to revenue
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Clearing Infrastructures
Simulator and bridge
Self-service testing and participant readiness, for frictionless on-boarding
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Banks
API sandboxes
Realistic sandboxes with rich behaviour, to cut maintenance and support overhead for bank IT teams
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Success Stories
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IPSL Kenya modernises real-time payments with XMLdation’s Bridge
IPSL (Integrated Payment Services Limited), is the Kenya Bankers Association’s (KBA) real-time payment services company. As part of the company’s.
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KBC Belgium deploys XMLdation API Sandbox to boost its API programme
KBC has built a successful API programme for Open Banking and Insurance.
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IPSL Kenya transitions from 8583 to ISO 20022 for Instant Payments
IPSL is working with XMLdation of Finland to help banks join IPSL’s new ISO20022-based Instant Payments System, while ensuring full continuity of service.
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Latest Resources
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The women at XMLdation: Swati Singh
March is Women’s History Month and it’s dedicated to celebrating their contribution to society. We wanted to join in empowering women and honoring their.
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Ambitious but inefficient banks invest more in modern cloud technology
Chris Skinner’s excellent blog post "Banks spend megabucks on tech and yet are mega inefficient" last November got us thinking...
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Digital transformation and automation in payments: Addressing the challenges
Digital transformation has long been an objective in the banking industry, but the great migration to online and digital, driven by COVID, and the.
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What Has ISO 20022 Ever Done For Me?
The transition to ISO 20022 will advance efforts to provide more and better transactional data, which is vital for the digital economy — bringing benefits.
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Testing Times: Making ISO 20022 testing the bedrock of payments infrastructure modernization
The international network of payment systems that serves individuals and companies is undergoing a necessary but challenging adjustment – adopting a new.
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ISO 20022 Myths - Busted!
In the recent webinar conducted by our partner Expleo, we helped to debunk some myths surrounding ISO 20022. Expleo has vast experience with banks’ change.
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Events
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EBAday 2022 - 31 May to 1 June 2022
Payments professionals from across Europe will gather in Vienna at the 17th annual EBAday congress, organised by the Euro Banking Association and Finextra.
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ISO 20022 by a Thousand Cuts webinar
In this short webinar, we explain briefly what ISO 20022 is, and why banks think about it.
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Register to ISO 20022 by a Thousand Cuts webinar, held on December 14th 2021
A piecemeal approach to ISO 20022 is a bad idea. We'll explain why and offer ideas to make the transition for you and your customers easier.
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