Solutions
We are financial messaging experts. Our test solutions are designed for Banks and Payment System Operators.

Banks
Payment File Testing
Enable faster, easier implementations to improve client experience, and time to revenue

Banks
Simo® for Bank
Real-time simulation of clearing systems to reduce manual testing effort and risk over the long term

Market Infrastructure
Simo® for PSO
Self-service testing and participant readiness, for frictionless on-boarding

Banks
API Sandbox
Realistic sandboxes with rich behaviour, to cut maintenance and support overhead for bank IT teams
Success Stories
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Nacha APP and APRP course: Streamlining Success: Strategies for Automated ACH Client Onboarding
The XMLdation/Nacha training course, Strategies for Automated ACH Client Onboarding, is eligible for Accredited ACH Professional (AAP) and Accredited.
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Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
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Nacha Streamlining Success Webinar
Nacha and XMLdation hosted a webinar on strategies for automated ACH client onboarding on February 27, 2025. Industry experts, Mark Dixon from Nacha and.
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Latest Resources
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CBPR+ and ISO 20022: what’s changing and how to stay ahead
The Cross-Border Payments and Reporting Plus (CBPR+) initiative, led by Swift, is a targeted effort to bring greater consistency to the use of ISO 20022.
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Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
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The do’s and don’ts of technical onboarding
During her Sibos session – titled "Improving the technical onboarding experience in payments” – Tricia Balfe, CEO of XMLdation explored the do’s and.
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Events
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Nacha Smarter Faster Payments 2025 - 27-30 April
Nacha Smarter Faster Payments 2025 is back!
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NextGen Nordics 2025 Apri 29
NextGen Nordics is here again!
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Payments Canada SUMMIT 2025
Toronto, here we come! Meet us at the Payments Canada SUMMIT. The Payments Canada SUMMIT is the payment event of 2025 you don’t want to miss!
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