Solutions
We are financial messaging experts. Our test solutions are designed for Banks and Payment System Operators.
Banks
Payment File Testing
Enable faster, easier implementations to improve client experience, and time to revenue
Banks
Simo® for Bank
Real-time simulation of clearing systems to reduce manual testing effort and risk over the long term
Market Infrastructure
Simo® for PSO
Self-service testing and participant readiness, for frictionless on-boarding
Banks
API Sandbox
Realistic sandboxes with rich behaviour, to cut maintenance and support overhead for bank IT teams
Success Stories
-
Nacha APP and APRP course: Streamlining Success: Strategies for Automated ACH Client Onboarding
The XMLdation/Nacha training course, Strategies for Automated ACH Client Onboarding, is eligible for Accredited ACH Professional (AAP) and Accredited.
Read more -
Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
Read more -
Nacha Streamlining Success Webinar
Nacha and XMLdation hosted a webinar on strategies for automated ACH client onboarding on February 27, 2025. Industry experts, Mark Dixon from Nacha and.
Read more
Latest Resources
-
CBPR+ and ISO 20022: what’s changing and how to stay ahead
The Cross-Border Payments and Reporting Plus (CBPR+) initiative, led by Swift, is a targeted effort to bring greater consistency to the use of ISO 20022.
Read more -
Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
Read more -
The do’s and don’ts of technical onboarding
During her Sibos session – titled "Improving the technical onboarding experience in payments” – Tricia Balfe, CEO of XMLdation explored the do’s and.
Read more
Events
-
Nacha Smarter Faster Payments 2025 - 27-30 April
Nacha Smarter Faster Payments 2025 is back!
Read more -
Payments Canada SUMMIT 2025
Toronto, here we come! Meet us at the Payments Canada SUMMIT. The Payments Canada SUMMIT is the payment event of 2025 you don’t want to miss!
Read more -
EBAday 2025, 27-28 May
This year's highly anticipated EBAday will be held in the city of Paris and it will bring together esteemed payments experts from all throughout Europe..
Read more