What is Buddy Bank?

The XMLdation Buddy Bank is a simulated bank for end-to-end testing over a rail, also referred to as payment market infrastructures. The Buddy Bank is connected into a rail's test and training environment, and is available for use 24/7 whenever the rail test and training environment is available. The Buddy Bank is XMLdation's approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable end-to-end payment testing over a rail.

 

Who uses it and how?

The Buddy Bank is designed for banks, PSPs and other regulated fintech. 

Manage adhoc and functional testing using the Buddy Bank user interface. Implement test automation using the scheduler or API.   

Benefits of Buddy Bank

Self-service 24/7 with end to end visibility of payments, no dependency on other banks

Zero effort to get started, easy & fast to use for functional, volume and regression testing

Repeatability & test history to track activity & prove certification test cases have been run

What is Simo Rail?

Simo Rail is XMLdation's rail-native testing product designed for banks and regulated fintech. The product is used to test correct usage of payment rails, also referred to as payment market infrastructures. Simo Rail is XMLdation's approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable end-to-end payment testing over a rail. 


Use Cases for a Buddy Bank

 End to end testing when an organisation is onboarding to a rail, or preparing for rail updates 

 End to end testing when an organisation's payments systems are updated

 Automated end to end regression testing of payment systems

 Acceptance testing with an organisation's rail connectivity

 Troubleshooting issues in the live rail


What if you could have your very own Buddy Bank available for testing 24/7? 

  •  No coordination calls

  • No waiting for other banks


More rails = more testing: The increasing payments testing challenge for banks and PSPs
Bank type # Rails # Annual updates: rail + bank system # Test cycles
annually
Domestic 2 2 + 4 = 6 2 * 6=12
Multi-country 20 2 + 6 = 8 160

Features of Simo Rail

 Send and receive payments using Simulator UI 

 Buddy Bank test cases

 Full message validation

 Scheduled test cases

 Integration to Bank regression test suite

 Test History

 Volume testing


Buddy Bank™

Your self-service Buddy Bank for end to end testing in cloud

Buddy Bank Basic

149 /month

What you get:

  • 100% off-the-shelf
  • Send and receive payments using Simulator UI
  • Preconfigured Buddy Bank test cases
  • Full message validation
  • Scheduled test cases
  • Test History
  • Volume testing

Buddy Bank Pro

8 /month

All Simo Rail features, plus:

  • Integration to Bank regression test suite
  • Additional test cases configured by XMLdation
  • Volume testing (higher cap)

Buddy Bank Basic

Buddy Bank Pro


Frequently Asked Questions

Why XMLdation?

 We have been delivering payments testing solutions in cloud to banks and market infrastructures since 2009. We are a team of payments and ISO 20022 experts with a strong focus on simplicity, ease of use and self-service. Nordic thinking trusted across the globe. 

What is XMLdation Buddy Bank?

A Buddy Bank is XMLdation’s approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable payment testing.

What are the benefits of a Buddy Bank?

  • Zero effort to get on-boarded
  • Continuous, self-service testing
  • Lower support and operational costs
  • Improved reliability before go-live
  • Test repeatability and test history


Find out about Buddy Bank roadmap for additional rails