Simo Rail is XMLdation's rail-native testing product designed for banks and regulated fintech. The product is used to test correct usage of payment rails, also referred to as payment market infrastructures. Simo Rail is XMLdation's approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable end-to-end payment testing over a rail.
Simo Rail - Virtual Buddy Bank™
The Virtual Buddy Bank is an off-the-shelf configuration of Simo Rail for specific rails. The Virtual Buddy Bank is connected into a rail's test and training environment, and is available 24/7.
The Virtual Buddy Bank is managed using the features of Simo Rail. Manage via the user interface for easy-to-use adhoc and functional testing. Implement test automation using the Simo Rail scheduler or API.
What is Simo Rail?
Simo Rail is XMLdation's rail-native testing product designed for banks and regulated fintech. The product is used to test correct usage of payment rails, also referred to as payment market infrastructures. Simo Rail is XMLdation's approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable end-to-end payment testing over a rail.
Use Cases for a Virtual Buddy Bank
End to end testing when an organisation is onboarding to a rail, or preparing for rail updates
End to end testing when an organisation's payments systems are updated
Automated end to end regression testing of payment systems
Acceptance testing with an organisation's rail connectivity
Troubleshooting issues in the live rail
What if you could have your very own Virtual Buddy Bank available for testing 24/7?
No coordination calls
No waiting for other banks
More rails = more testing: The increasing payments testing challenge for banks and PSPs
Bank type
# Rails
# Annual updates: rail + bank system
# Test cycles annually
Domestic
2
2 + 4 = 6
2 * 6=12
Multi-country
20
2 + 6 = 8
160
Features of Simo Rail
Send and receive payments using Simulator UI
Buddy Bank test cases
Full message validation
Scheduled test cases
Integration to Bank regression test suite
Test History
Volume testing
Tell us the regions and payment rails you are interested in.
For example: Euro zone EBAClearing RT1 and ECB TIPS; US TCH RTP and FedNow; cross border SWIFT CBPR+.
Frequently Asked Questions
Why XMLdation?
We have been delivering payments testing solutions in cloud to banks and market infrastructures since 2009. We are a team of payments and ISO 20022 experts with a strong focus on simplicity, ease of use and self-service. Nordic thinking trusted across the globe.
What is XMLdation Virtual Buddy Bank?
A virtual buddy bank is XMLdation’s approach to replacing manual partner testing with automated, simulated environments, enabling faster, more scalable, and more reliable payment testing.
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