Payment
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Solutions
Automating to reduce effort and cost globally
Banks
Payment File Testing
Accelerate onboarding to file channel payment services and improve client experience
Banks
Simo Rail
Simplify end-to-end testing across payment rails with a Virtual Buddy Bank: self-service, 24/7
Market Infrastructure
Simo MI
Reduce bottlenecks in participant onboarding with independent, self-service testing
Banks
API Sandbox
Speed up integrations to API channel payment services and improve developer experience
Success Stories
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Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
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RBNZ introduce test automation for RTGS and CSD with XMLdation
Reserve Bank of New Zealand explains why they use XMLdation Simulator to address testing challenges during this period of considerable industry change.
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From hours to minutes: Automating Payment File Testing for a US bank
During the often-drawn-out corporate client onboarding process, the last thing a bank wants to encounter is the struggle of testing the file formats.
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Latest Resources
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RTR in Canada: A new payments model and a new testing imperative
Canada’s payments sector will undergo change in 2026 with the introduction of its long-awaited Real-Time Rail (RTR) – a new national infrastructure.
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Taking message implementation guides to the next level
Based on the needs of XMLdation’s bank customers across Europe and North America, we co-created a new interactive documentation feature that streamlines.
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ISO 20022 Hybrid and Structured Postal Addresses: Fostering Corporate Readiness
As ISO 20022 moves into its next phase, unstructured postal addresses will be phased out in favour of hybrid and fully structured formats by November.
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