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How does Buddy Bank testing work on TIPS?

Buddy Bank testing can support TIPS-style instant payment test scenarios in a controlled test setup.

For TIPS-related testing, Buddy Bank follows the same principle: the customer bank tests payment flows against a controlled simulated counterparty.

The exact supported scenarios and connectivity model depend on the customer setup and the available test environment.

Typical testing areas

  • Sending and receiving instant payments
  • Positive and negative status responses
  • Recall and investigation flows where supported
  • Multiple-payment test runs
  • Regression testing after internal changes

Rail-specific onboarding details are provided through the private customer documentation area.