XMLdation: XML management made easy

XMLdation is the most recommended provider of development and onboarding services for standardised transaction messages: ISO20022 XML, JSON-APIs and others. We provide validation, simulation and message management SaaS, along with expert consulting and tailored project assistance. Our mature cloud services support the entire development life cycle from requirements specification through design, implementation, testing, deployment and maintenance to customer onboarding.

Designed to reduce the complexity of managing global standards and specific business rules, the centralised message management platform myXML provides life cycle management, automated documentation, multi-user collaboration, and instant generation of large varieties of test transactions. The XMLdation Validator, Simulator and Bank API sandbox assist in testing the flow towards the transaction services provider and in understanding the return flow to facilitate straight-through-processing and automation. Banks can offer our self-service tools to their clients, ensuring 24/7 onboarding support with significant savings.


Company values

The XMLdation company values can be summarized in one word: RESPECT. We do respect:

Our customers

We work closely with our customers and the users of the XMLdation Service as we are developing the service to meet their requirements

Our partners

We work closely with our partners and all the influencers in this collaboration network to bring added value to each of our partners.

Confidentiality and security - bank secrecy and personal data

Within the banking and payments industry the confidentiality and security are the cornerstones for the relationships. XMLdation and our employees are committed to meet the high requirements of confidentiality.


No surprises. Fixed price projects are kept in schedule. As a Finnish company our business culture is very straightforward and clear: we keep our word and we deliver what we promise.

History and mission

XMLdation Ltd was established in Finland in 2009 and operates internationally.

Originally focusing on SEPA payments and e-Invoices, the company’s service portfolio has since been expanded to embrace all XML / JSON-related needs in the pre-production testing and validation of ERP and Financial Accounting systems.

Our mission is to support the XML revolution, and develop and offer related XML services to bring added value to our customers.

CGI-MP    Euro banking association aba    SWIFT


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